Holistic Financial Planning
- Construction of Personalized Financial Plan
- Account Aggregation
- Access to a best of class Financial Planning Portal
- Divorce Planning
- Death of a Spouse
- Retirement Income Planning
- College Savings planning
- Risk Management review and planning
- Charitable gift planning
- Integrated tax planning
- Estate Planning
- Social Security Optimization
- Medicare Review
Investment Management
- Development and review of Investment Policy Statement;
- Discretionary asset management
- Portfolio Rebalancing
- Tax-loss harvesting
- Broadly Diversified Portfolio
- Low Cost ETF and Mutual Funds
- Tax Sensitivity
Reporting To you
- Monthly Market Commentary
- Quarterly Portfolio Analysis and Performance Reports
- Ongoing Financial Planning and Advice
- Mobile Access
- Secure Vault
Our Philosophy
The foundation of our business begins with Trust and Relationships.
Our Investment philosophy is centered around low costs, passive (indexed) investments, tax sensitivity and absolute transparency with clients. We believe that the financial planning process is a precursor to asset management. We believe that all clients have an Investment Policy Statement (IPS) which will be integrated around specific and personal financial goals. We believe that unless we have become a member of your indispensable tribe, we have not done our work.
The Whole Enchilada
Assets under our management greater than $500,000 ,your annual fee is $5100. Typically the more assets you have under management the more you pay in fees. Not with us. Click the Learn More button below to discover the true impact fees have on your portfolio.
A' La Carte
We realize that there are folks that have not accumulated $500,000 in invested assets so we offer individualized services tailored to your specific needs.
Holistic Comprehensive Financial Planning- $250 per hour
Professional Portfolio Management- 0.75% annual fee for Assets Under Management.